Why Do You Need Condo Insurance in Ohio?
Owning a condo in Ohio is a smart choice. It’s often cheaper and easier to manage than a house. But many condo owners think the condo association’s insurance covers everything. That’s not true. To fully protect your home and your stuff, you need your own condo insurance. Getting the best insurance for condo Ohio can save you from big costs later. Your Condo Association’s Insurance Isn’t Enough Most condo associations have a master policy. This policy covers the building itself. It also covers shared areas like the lobby, hallways, and roof. But it doesn’t cover the inside of your unit. That means things like your walls, floors, kitchen, and bathroom are not protected. Worse, your furniture, clothes, and electronics are also not covered. If something happens, like a fire or a broken pipe, you might have to pay to fix or replace everything inside. That can cost thousands of dollars. Ohio’s Weather Can Be Rough Ohio has all kinds of weather. It snows in the winter and s...