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  When it comes to safeguarding what you’ve built—your home, investments, savings, business interests—having a solid estate-plan is essential. In Columbus, Ohio, working with a knowledgeable estate-planning attorney ensures that your assets are protected, your wishes are clearly documented, and someone you trust can step in if you’re unable to act. Estate Planning in Columbus, Ohio Estate planning isn’t just about writing a will. In Columbus it means creating a comprehensive strategy that covers your lifetime and beyond: how your assets will be managed if you become incapacitated, how they will be distributed at your death, and how to minimize conflict, delay and cost for your loved ones. A local attorney will advise you on Ohio-specific laws and procedures—like who can serve as executor or trustee, recording requirements, and how to coordinate your plan with Ohio’s statutes on estate administration. With the right legal guidance, your estate plan will cover a will, possib...

  In the GCC’s oil and gas industry, vendor qualification is increasingly tied to strict QHSE (Quality, Health, Safety, and Environment) requirements. Leading operators such as  Kuwait Oil Company (KOC), Kuwait National Petroleum Company (KNPC), Saudi Aramco, and Qatar Petroleum  have set rigorous benchmarks to ensure that only suppliers who demonstrate full compliance with international standards can participate in their value chains. This emphasis is not optional. For vendors, a robust QHSE framework is now one of the most decisive factors in gaining approval and securing contracts. It reflects the region’s commitment to minimizing operational risks, protecting human life, and upholding sustainability goals. Why ISO Certifications Are Essential To align with global best practices, GCC oil companies mandate three ISO certifications as part of vendor registration: ·          ISO 9001 ( Quality Management System ): Ensu...

  In 2025, Kuwait’s financial sector was shaken by a high-profile money laundering case involving dozens of individuals and major financial institutions, leading to massive fines, legal action, and significant reputational harm. The Central Bank of Kuwait responded forcefully, imposing written warnings and financial penalties on banks for lapses in anti-money laundering (AML) procedures, based on failures to comply with Law No. 106 of 2013 and related CBK instructions. This incident was a stark reminder that robust AML controls and proactive risk management are no longer optional—they are essential for operational survival(  Arab Times Online  on August 18, 2025). Against this backdrop, global standards like ISO 22301 and ISO 31000 have become invaluable for banks in Kuwait, providing the necessary frameworks to not only prevent such crises but also meet the exacting requirements of the Central Bank of Kuwait. Implementing ISO 31000 strengthens the bank’s approac...